Montclair State University requires all full-time students to have health insurance and automatically charges them for the Student Health Insurance Plan (SHIP) to ensure compliance. However, students have the option to waive SHIP by providing proof of an ACA-compliant health insurance plan online through University Health Plans.
To waive or enroll in the University Health Insurance, students can visit the University Health Plans (UHP) website and complete the necessary form before the deadline. Failure to act will result in automatic enrollment and charges for the student health insurance premium.
Enrolling before the waiver deadline grants students access to health benefits starting from the plan’s effective date. Regardless of coverage type, all Montclair State University students can receive outpatient care at the Student Health Center on the Montclair or Bloomfield campus without co-pay fees.
If enrolled in the University Health Plan, students can access their insurance card online. It is essential to take action before the waiver deadline to avoid automatic enrollment and premium charges.
Full-time undergraduate students must have twelve or more credits, while graduate students need nine or more credits to be considered full-time. Students exclusively enrolled in fully online degree programs are exempt from the health insurance requirement and automatic SHIP enrollment.
International students, including F-1 and J-1 visa holders, have specific health insurance requirements. F-1 students must have U.S.-filed, ACA-compliant insurance, and J-1 visa holders must meet the US Department of State’s minimums. International students are automatically enrolled in health insurance if they do not submit a waiver.
Health insurance plans solely marketed to international students may not meet U.S. requirements and Montclair State’s insurance standards. Students can contact University Health Plans for assistance and information regarding waiver requirements.
For further guidance or inquiries, students can visit the University Health Plans website or contact them directly via phone or email. It is crucial for students to understand and meet the health insurance requirements to avoid unnecessary charges and ensure compliance with university policies.
Montclair State University provides essential services and resources to support student well-being and academic success. By adhering to the health insurance guidelines and deadlines, students can focus on their studies and campus activities without concerns about insurance coverage.
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